COPAY EDGE
Health Care Made Simple
Get the edge with a new medical option that’s easy to understand and use — and designed to help you stay healthy. Copay Edge keeps health care simple with clear copays, no in-network deductible, personalized support and rewards for choosing high-quality care.
Find Care With Confidence
Find trusted providers to get the care you need while managing costs. Use the BCBSIL app to:
- Find high-quality doctors and facilities.
- Compare copays before you get care.
- Get personalized recommendations and care reminders.
- Find care options to fit your needs and budget.
Easy-to-Understand Costs
Knowing what you’ll pay can make health care decisions easier. In-network copays are lower when you choose high-quality providers, so you get more value from your benefits. Copay Edge comes with guided digital tools to help you stay on top of your health care costs.
- View and track monthly medical balances.
- Check clinical review status and details.
Earn Rewards for Smart Health Care Decisions
Use the Member Rewards feature in your app to earn cash rewards when you:
- Choose eligible facilities for certain services.
- Select top preferred providers.
- Shop for care and compare options.
Flexible Ways to Pay
Copay Edge includes the option to receive financing through Paytient — with an interest- and fee-free $3,000 line of credit — to make health care costs more manageable. To sign up for Paytient, check the “yes” box to the financing questions on the enrollment website when you’re electing your 2027 benefits.
- Pay your copay at the time of service.
- Receive an easy-to-read monthly statement.
- Track payments through the app.
- Choose from convenient payment options, including payroll deduction.
